Generous Life - 40 day devotional


This 40-day devotional will encourage us to experience God’s generosity and discover true contentment and joy. 

Each day provides biblical insights on generosity and giving, and throughout each week, you get an inspiring article, practical worksheet, and discussion questions.

Watch your mail for your own personal copy soon and click to use the resources below too! We would like to thank the National Association of Evangelicals for providing this plan. 

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Daily Audio Clips


Week 1

Week 1 Day 1 -2.17.2021

God is the Owner of Everything

(Including All You Currently Have or Ever Will Have)


[God says] “For every animal of the forest is mine, and the cattle on a thousand hills. … And the insects in the fields are mine. … For the world is mine, and all that is in it.”

Psalm 50:10–12

“The silver is mine and the gold is mine,” declares the Lord Almighty.

Haggai 2:8

For everything in heaven and earth is yours. Yours, Lord, is the kingdom. … Wealth and honor come from you; you are the ruler of all things.

1 Chronicles 29:11b–12

[God says] “The land is mine and you reside in my land as foreigners and strangers.”

Leviticus 25:23b

“But who am I, and who are my people, that we should be able to give as generously as this? Everything comes from you, and we have given you only what comes from your hand. We are foreigners and strangers in your sight, as were all our ancestors. Our days on earth are like a shadow, without hope. Lord, our God, all this abundance that we have provided for building you a temple for your Holy Name comes from your hand, and all of it belongs to you.”

1 Chronicles 29:14–16

*David’s prayer after people gave generously to a building project

The earth is the Lord’s, and everything in it, the world, and all who live in it.

Psalm 24:1

If we belong to Christ, it’s logical that everything we have truly belongs to him. When we give to God, we are just taking our hands off what already belongs to him.

Week 1 Day 2 -2.18.2021

God is the Provider of Every Good Thing in Your Life


Every good and perfect gift is from above, coming down from the Father of the heavenly lights, who does not change like shifting shadows.

James 1:17

Praise be to the God and Father of our Lord Jesus Christ, who has blessed us in the heavenly realms with every spiritual blessing in Christ.

Ephesians 1:3

If you, then, though you are evil, know how to give good gifts to your children, how much more will your Father in heaven give good gifts to those who ask him!

Matthew 7:11

God said to Solomon, “Since this is your heart’s desire and you have not asked for wealth, possessions or honor, nor for the death of your enemies, and since you have not asked for a long life but for wisdom and knowledge to govern my people over whom I have made you king, therefore wisdom and knowledge will be given you. And I will also give you wealth, possessions and honor, such as no king who was before you ever had and none after you will have.”

2 Chronicles 1:11–12

 [God says] “Unending riches, honor, justice and righteousness are mine to distribute. My gifts are better than the purest gold or sterling silver! Those who love and follow me are indeed wealthy. I fill their treasuries.”

Proverbs 8:18–21 TLB

All that we have accomplished you have done for us.

Isaiah 26:12b

“As thunder follows lightning, giving follows grace. When God’s grace touches you, you can’t help but respond with generous giving.”

Randy Alcorn

Give to God what’s right ­— not what’s left. 

Week 1 Day 3 -2.19.2021

Your Role Is Trustee, Manager and Steward


And whatever you do or say, do it as a representative of the Lord Jesus … Work willingly at whatever you do, as though you were working for the Lord rather than for people. Remember that the Lord will give you an inheritance as your reward, and that the Master you are serving is Christ.

Colossians 3:17, 23–24 NLT

For none of us lives for ourselves alone, and none of us dies for ourselves alone. If we live, we live for the Lord; and if we die, we die for the Lord. 

Romans 14:7–8

After a long time their master returned from his trip and called them to give an account of how they had used his money. The servant to whom he had entrusted the five bags of silver came forward with five more and said, “Master, you gave me five bags of silver to invest, and I have earned five more.” The master was full of praise. “Well done, my good and faithful servant. You have been faithful in handling this small amount, so now I will give you many more responsibilities. Let’s celebrate together!”… Then the servant with the one bag of silver came and said, “Master, I knew you were a harsh man, harvesting crops you didn’t plant and gathering crops you didn’t cultivate. I was afraid I would lose your money, so I hid it in the earth. Look, here is your money back.” But the master replied, “You wicked and lazy servant!” 

Matthew 25:19–21, 24–26 NLT

It is required in stewards, that a man be found faithful. 

1 Corinthians 4:2 KJV

“People go through three conversions: The conversion of their head, their heart and their pocketbook. Unfortunately, not all at the same time.” 

Martin Luther

Have you gone through all three conversions yet?

Week 1 Day 4 - 2.20.2021

The Lord Watches Your Giving


Jesus sat down opposite the place where the offerings were put and watched the crowd putting their money into the temple treasury. Many rich people threw in large amounts. But a poor widow came and put in two very small copper coins, worth only a fraction of a penny. Calling his disciples to him, Jesus said, “Truly I tell you, this poor widow has put more into the treasury than all the others. They all gave out of their wealth; but she, out of her poverty, put in everything — all she had to live on.”

Mark 12:41–44

As Jesus looked up, he saw the rich putting their gifts into the temple treasury. 

Luke 21:1

For if the willingness is there, the gift is acceptable according to what one has, not according to what he does not have. 

2 Corinthians 8:12

All who were willing, men and women alike, came and brought gold jewelry of all kinds: brooches, earrings, rings and ornaments. They all presented their gold as a wave offering to the Lord. … The leaders brought onyx stones and other gems. … All the Israelite men and women who were willing brought to the Lord freewill offerings for all the work the Lord through Moses had commanded them to do.” 

Exodus 35:22, 27, 29

All the officials and all the people brought their contributions gladly, dropping them into the chest until it was full. 

2 Chronicles 24:10

Your bank and credit card statements are theological documents. They tell who and what you worship. 

Week 1 Day 5 - 2.21.2021

Don’t Be Prideful About What God Entrusted to You


You may say to yourself, “My power and the strength of my hands have produced this wealth for me.” But remember the Lord your God, for it is he who gives you the ability to produce wealth. …

Deuteronomy 8:17–18

If your riches increase, don’t be proud. 

Psalm 62:10 TLB

Be careful that you do not forget the Lord your God. … Otherwise, when you eat and are satisfied, when you build fine houses and settle down, and when your herds and flocks grow large and your silver and gold increase and all you have is multiplied, then your heart will become proud and you will forget the Lord your God. 

Deuteronomy 8:11–14a

This is what the Lord says, “Let not the … rich boast of their riches, but let the one who boasts boast about this: that they have the understanding to know me.” 

Jeremiah 9:23–24a

Proud man! Frail as breath! A shadow! And all his busy rushing ends in nothing. He heaps up riches for someone else to spend. 

Psalm 39:5–6 TLB

What good is it for a man to gain the whole world, yet forfeit his soul? 

Mark 8:36

Better poor and humble than proud and rich. 

Proverbs 16:19 TLB

The pride of your heart has deceived you, you who … make your home on the heights, you who say to yourself, “Who can bring me down to the ground? Though you soar like the eagle and make your nest among the stars, from there I will bring you down,” declares the Lord .… “Oh, what a disaster awaits you. … Your friends will deceive and overpower you.” 

Obadiah 1:3–7

When a man becomes rich, either God gains a partner or the man loses his soul. 

Week 1 Day 6 - 2.22.2021

The Poor Should Give to God From What They Have


No one should appear before the Lord empty-handed.

Deuteronomy 16:16

So [Elijah] went to Zarephath. As he arrived at the gates of the village, he saw a widow gathering sticks, and he asked her, “Would you please bring me a little water in a cup?” As she was going to get it, he called to her, “Bring me a bite of bread, too.” But she said, “I swear by the Lord your God that I don’t have a single piece of bread in the house. And I have only a handful of flour left in the jar and a little cooking oil in the bottom of the jug. I was just gathering a few sticks to cook this last meal, and then my son and I will die.” But Elijah said to her, “Don’t be afraid! Go ahead and do just what you’ve said, but make a little bread for me first. Then use what’s left to prepare a meal for yourself and your son. For this is what the Lord, the God of Israel, says: There will always be flour and olive oil left in your containers until the time when the Lord sends rain and the crops grow again!” So she did as Elijah said, and she and Elijah and her family continued to eat for many days.

1 Kings 17:10–15 NLT

Jacob made a vow, saying, “If God will be with me and will watch over me … then the Lord will be my God … and of all that you give me I will give you a tenth.”

Genesis 28:20–22

*At the time, Jacob was a single young man with no job or income.

Though [the Macedonian Christians] have been going through much trouble and hard times, they have mixed their wonderful joy with their deep poverty, and the result has been an overflow of giving to others. They gave not only what they could afford but far more; and I can testify that they did it because they wanted to. … They begged us to take the money so they could share in the joy of helping the Christians in Jerusalem.

2 Corinthians 8:2–4 TLB

If a pauper gives to God, he’ll feel like a prince. If a prince doesn’t give to God, he’ll feel like a pauper.

Week 1 Day 7 - 2.23.2021

Set Up a Plan to Faithfully Give to the Lord's Work


[Jesus said] “But woe to you Pharisees! For though you are careful to tithe even the smallest part of your income, you completely forget about justice and the love of God. You should tithe, yes, but you should not leave these other things undone.”

Luke 11:42 TLB

“You must tithe all of your crops every year. … The purpose of tithing is to teach you always to put God first in your lives.”

Deuteronomy 14:22–23 TLB

[God said] “You must be prompt in giving me the tithe. …”

Exodus 22:29 TLB

Abram gave … a tenth of everything.

Genesis 14:20

“Will a man rob God? Surely not! And yet you have robbed me. ‘What do you mean? When did we ever rob you?’ You have robbed me of the tithes and offerings due to me. And so the awesome curse of God is cursing you. … Bring all the tithes into the storehouse so that there will be food enough in my temple; if you do, I will open up the windows of heaven for you and pour out a blessing so great you won’t have room enough to take it in! Try it! Let me prove it to you! Your crops will be large, for I will guard them from insects and plagues. Your grapes won’t shrivel away before they ripen,” says the Lord Almighty.

Malachi 3:8–11 TLB

The people responded immediately and generously with the first of their crops and grain, new wine, olive oil, honey, and everything else — a tithe of all they owned.

2 Chronicles 31:5a TLB

Giving 10 percent isn’t the ceiling of giving; it’s the floor. It’s not the finish line of giving; it’s just the starting block.


Week 2 Day 8 2.24.2021

Don’t Trust in Your Riches


Whoever trusts in his riches will fall, but the righteous will thrive like a green leaf. 

Proverbs 11:28

Command those who are rich in this present world not to be arrogant nor to put their hope in wealth, which is so uncertain, but to put their hope in God. 

1 Timothy 6:17

Do not let your hearts be troubled. You believe in God; believe also in me. 

John 14:1

[Job said] “If I have put my trust in gold or said to pure gold, ‘You are my security,’ if I have rejoiced over my great wealth, the fortune my hands had gained … so that my heart was secretly enticed … then these also would be sins to be judged, for I would have been unfaithful to God on high.” 

Job 31:24–28

They trust in their wealth and boast of great riches. Yet they cannot redeem themselves from death by paying a ransom to God. Redemption does not come so easily, for no one can ever pay enough to live forever and never see the grave. Those who are wise must finally die, just like the foolish and senseless, leaving all their wealth behind. The grave is their eternal home, where they will stay forever. They may name their estates after themselves, but their fame will not last. They will die, just like animals. 

Psalm 49:6–12 NLT

Are you rich? Did you realize that if you make more than $1,500 per year, you are richer than 75 percent of the world’s 6+ billion people? To find out how your income compares to everyone else in the world, visit 

Week 2 Day 9 - 2.25.2021

Riches Can Deceive You


You say, “I am rich, with everything I want; I don’t need a thing!” And you don’t realize that spiritually you are wretched and miserable and poor and blind and naked.

Revelation 3:17 TLB

What good is it for a man to gain the whole world, yet forfeit his soul? 

Mark 8:36

Others, like seed sown among thorns, hear the word; but the worries of this life, the deceitfulness of wealth and the desires for other things come in and choke the word, making it unfruitful. 

Mark 4:18–19

[Jesus said] “Watch out! Be on your guard against all kinds of greed; a man’s life does not consist in the abundance of his possessions.” 

Luke 12:15

Don’t weary yourself trying to get rich. Why waste your time? Riches can disappear as though they had the wings of a bird! 

Proverbs 23:4–5 TLB

The more you have, the more you spend, right up to the limits of your income. So what is the advantage of wealth — except perhaps to watch it as it runs through your fingers! 

Ecclesiastes 5:11 TLB

The love of money is the first step toward all kinds of sin. Some people have even turned away from God because of their love for it, and as a result have pierced themselves with many sorrows. 

1 Timothy 6:10 TLB

If he sows to please his own wrong desires, he will be planting seeds of evil and he will surely reap a harvest of spiritual decay and death. 

Galatians 6:8 TLB

The poorest man in the world is the man who has nothing but money.

Week 2 Day 10 - 2.26.2021

Train Your Children to Be Faithful and Generous Givers


Train up a child in the way he should go: and when he is old, he will not depart from it.

Proverbs 22:6 KJV

I have chosen him, so that he will direct his children and his household after him to keep the way of the Lord by doing what is right and just.

Genesis 18:19

These commandments that I give you today are to be upon your hearts. Impress them on your children. Talk about them when you sit at home and when you walk along the road, when you lie down and when you get up.

Deuteronomy 6:6–7

… We will tell the next generation the praiseworthy deeds of the Lord, his power, and the wonders he has done. He decreed statutes … which he commanded our forefathers to teach their children, so the next generation would know them, even the children yet to be born, and they in turn would tell their children. Then they would put their trust in God and would not forget his deeds but would keep his commands.

Psalm 78:4–7

Bring them up with the discipline and instruction that comes from the Lord.

Ephesians 6:4b NLT

Giving a child money to put into an offering plate does not produce a generous adult. If you want to produce a generous adult, you must train a child to tithe from any money he or she receives from family, friends or work projects. This child will grow up to honor God.

Week 2 Day 11 - 2.27.2021

Focus on Being Content With God’s Daily Provisions


Godliness with contentment is great gain. For we brought nothing into the world, and we can take nothing out of it. But if we have food and clothing, we will be content with that.

1 Timothy 6:6-8

Whoever loves money never has money enough; whoever loves wealth is never satisfied with his income.

Ecclesiastes 5:10

Give me just enough to satisfy my needs! For if I grow rich, I may become content without God. And if I am too poor, I may steal and thus insult God’s holy name.

Proverbs 30:8b-9 TLB

“This, then, is how you should pray: ‘Our Father in heaven, hallowed be your name, your kingdom come, your will be done on earth as it is in heaven. Give us today our daily bread.’”

Matthew 6:9–11

I have learned to be content whatever the circumstances. I know what it is to be in need, and I know what it is to have plenty. I have learned the secret of being content in any and every situation, whether well fed or hungry, whether living in plenty or in want.

Philippians 4:11–12

You are only poor when you want more than you have. The trouble with most people is their earning capacity doesn’t match their yearning capacity. 

Week 2 Day 12 - 2.28.2021

You Cannot Serve God and Money, but You Must Learn to Serve God With Money


[Jesus said] “So if you have not been trustworthy in handling worldly wealth, who will trust you with true riches? … No servant can serve two masters. Either he will hate the one and love the other, or he will be devoted to the one and despise the other. You cannot serve both God and money.”

Luke 16:11–13

The good man’s earnings advance the cause of righteousness. The evil man squanders his on sin.

Proverbs 10:16 TLB

[Jesus said] “Do not store up for yourselves treasures on earth, where moth and rust destroy, and where thieves break in and steal. But store up for yourselves treasures in heaven, where moth and rust do not destroy, and where thieves do not break in and steal. For where your treasure is, there your heart will be also.”

Matthew 6:19–21

How much better to get wisdom than gold, to choose understanding rather than silver!

Proverbs 16:16

Why should fools have money in hand to buy wisdom, when they are not able to understand it?

Proverbs 17:16

It is required in stewards, that a man be found faithful.

1 Corinthians 4:2 KJV

The world asks, “What does a person own?” God asks, “How is the person using what they have been given?”

A Christian is one who does not have to consult his bank book to see how wealthy he really is.

Week 2 Day 13 - 3.1.2021

Dangerous Consequences if You Live for Pleasure


Whoever loves pleasure will become poor.

Proverbs 21:17

Don’t be misled; remember that you can’t ignore God and get away with it: a man will always reap just the kind of crop he sows!

Galatians 6:7 TLB

I denied myself nothing my eyes desired; I refused my heart no pleasure. … Yet when I surveyed all that my hands had done and what I had toiled to achieve, everything was meaningless.

Ecclesiastes 2:10–11

A fool thinks only of having a good time now.

Ecclesiastes 7:4 TLB

There will be terrible times in the last days. People will be lovers of themselves, lovers of money, … lovers of pleasure rather than lovers of God — having a form of godliness but denying its power.

2 Timothy 3:1–5

The widow who lives for pleasure is dead even while she lives.

1 Timothy 5:6

Don’t carouse with drunkards and gluttons, for they are on their way to poverty. And remember that too much sleep clothes a man with rags.

Proverbs 23:20–21 NLT

The younger son got together all he had, set off for a distant country and there squandered his wealth in wild living.

Luke 15:13

Your use of money shows what you think of God.

Many people have “getting” goals, but very few people have “giving” goals. What are your “giving” goals?

About the Author

Brian Kluth became national director of NAE Financial Health in 2016 after serving in the financial and generosity sector of the evangelical community for over 35 years. He was president of the Christian Stewardship Association for five years before becoming senior pastor of First Evangelical Free Church of Colorado Springs in 2000. In 2009, the church commissioned him to become a full-time generosity minister. Kluth holds a bachelor’s degree in communications from Trinity International University.